What is Garantme?
Garantme is a French company specialised in rental guarantees. Its role is simple: it acts as guarantor for the tenant with the landlord.
In other words, if a student doesn't have a French guarantor, or if their file looks too weak to a real-estate agency, Garantme can provide a guarantee that reassures the landlord.
Today, the platform is used by:
- international students
- French students
- apprentices
- young workers
- freelancers
- expats
For many foreign students, this solution is genuinely helpful when looking for an apartment in France.
How does Garantme work?
The process is entirely online and quite simple.
Creating your file
The student creates an account on the platform and provides personal information:
- identity
- school or university
- financial situation
- income
- type of housing sought
Uploading documents
As with a regular rental file, several documents are required:
- passport or ID card
- school enrolment certificate
- letter of admission
- proof of income
- bank statements
- proof of savings
Foreign documents are generally accepted, which is important for international students.
These documents are also used to build a housing file on CLOÉ, so students can reuse them for booking requests and housing-aid applications.
File review
Once documents are submitted, Garantme analyses the student's profile:
- income
- savings
- ability to pay the rent
- stability of their situation
In some cases, even without high income, a student can be accepted thanks to family support or personal savings.
Receiving the guarantee
If the file is approved, the student receives a Garantme certificate. This document can then be sent to:
- real-estate agencies
- landlords
- student residences
For many students, this makes their file more credible and more reassuring.
Why do so many students use Garantme?
In France, getting housing can sometimes be very difficult. Most landlords require:
- a guarantor living in France
- stable income
- a strong file
- sometimes income equal to three times the rent
The problem is that many international students arrive in France:
- without family nearby
- without a French work contract
- with income from abroad
- or simply to start their studies
Even with a good budget, some students see their application refused solely because they don't have a French guarantor.
Garantme therefore allows students to present a professional guarantee recognised by many real-estate agencies.
How much does Garantme cost?
Garantme is a paid service.
The price mainly depends on:
- the rent amount
- the type of housing
- the tenant's profile
In general, the cost is around 4 to 5% of the annual rent.
Example
For housing at €500 per month, the cost can be around €250 per year.
Payment is often only required once housing is found and the lease accepted.
What types of housing are covered?
Garantme can be used for several types of housing:
- student studios
- apartments
- furnished housing
- student residences
- some flat-shares
Today, many landlords and agencies accept Garantme as a rental-guarantee solution. It covers more than 70,000 properties and partners with over 400 student residences.
In which cities is Garantme most used?
Garantme is especially popular in major French student cities such as:
In these highly competitive cities, having an additional guarantee can really make the difference against other applicants.
Garantme for landlords
Garantme isn't only for students and tenants. The platform is also designed for landlords who want to rent out their apartment with greater peace of mind, especially when they receive applications from international students or young workers without a French guarantor.
Today, many landlords remain cautious when choosing a tenant. When a student comes from abroad or earns income from another country, some landlords prefer to refuse the file for fear of unpaid rent or complicated procedures.
This is exactly where Garantme comes in. The platform provides extra security for the landlord. Before approving a file, Garantme verifies several elements, and once accepted, the landlord receives a guarantee that can cover unpaid rent under set conditions.
For many landlords, this makes it easier to rent to international students while staying reassured. Instead of automatically refusing a file without a French guarantor, they can accept more profiles thanks to this professional guarantee.
Benefits for landlords include:
- greater security when renting
- files that are already verified
- less risk of unpaid rent
- access to more tenant candidates
- simplified and faster procedures
For some landlords, it's also a way to rent out their property faster while maintaining peace of mind.
Garantme today works with more than 5,000 real-estate professionals partners in France.
The benefits of Garantme
A solution for foreign students
The biggest advantage remains the possibility of renting housing without a French guarantor.
A more reassuring file
Many agencies prefer to receive a file with a recognised guarantee rather than an incomplete one.
A real time saver
The procedure is fast and can sometimes be validated in under 24 hours depending on the profile.
Foreign income is accepted
Garantme takes into account:
- foreign bank accounts
- international income
- family savings
This is a very important point for students coming from abroad.